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My family has a great health history. Why would I need long-term care insurance?
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A   The Next Step – A KIPLINGER Workbook to help you plan ahead for
   Long-Term Care

Many people conjure up an image of a nursing home when they think of long-term care. But long-term care does not always mean institutional care. Instead, it is primarily “custodial” care—personal, hands-on assistance to individuals who need help with the activities of daily living, or ADLs. Download PDF

From Kiplinger

 
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B   Take (Long-Term Care) – Don’t overlook this essential part of retirement
   planning

Most retirement planning is about means, not ends. It’s about making sure you have as many options as possible, not telling you how to spend your money. This month, however, I want to suggest that you set aside a significant amount of your monthly budget for a purchase that is often considered somewhat controversial: long-term-care insurance. Download PDF

From WSJ Magazine- SmartMoney on May 2008

 
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C   Long-Term Care Insurance: Protection for Your Future

A lifetime of retirement savings can be wiped out by an unexpected need for nursing home, assisted living, or at-home care. Long-term care insurance can cover the costs of those long-term care services and protect lifetime savings. more >

From ACLI

 
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